:root{--navy:#102a32;--teal:#176b63;--teal2:#0f514a;--ink:#17242b;--muted:#5e6b72;--paper:#fff;--soft:#f3f7f6;--line:#dce6e3;--danger:#8a3f35}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65}
a{color:var(--teal2)}
.wrap{width:min(1160px,92%);margin:auto}
.utility{background:var(--navy);color:#eef5f3;font-size:13px;padding:8px 0;text-align:center}
header{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:22px;padding:14px 0}
.logo{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--ink);font-weight:900;line-height:1.05}
.logo-mark{width:36px;height:36px;border-radius:9px;background:var(--teal);display:grid;place-items:center;color:#fff;font-size:20px}
nav{display:flex;align-items:center;gap:15px;flex-wrap:wrap}
nav a{text-decoration:none;color:var(--ink);font-size:13px;font-weight:700}
.header-call,.button{display:inline-flex;align-items:center;justify-content:center;background:var(--teal);color:#fff!important;text-decoration:none;font-weight:900;border-radius:8px;padding:12px 16px;white-space:nowrap}
.header-call:hover,.button:hover{background:var(--teal2)}
.hero{background:linear-gradient(135deg,#eef5f3 0%,#f8faf9 100%);padding:72px 0 64px;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.45fr) minmax(300px,.7fr);gap:50px;align-items:center}
.kicker{text-transform:uppercase;letter-spacing:.13em;font-size:12px;font-weight:900;color:var(--teal)}
h1{font-size:clamp(40px,5vw,64px);line-height:1.02;letter-spacing:-.04em;margin:10px 0 18px}
.lead{font-size:20px;color:var(--muted);max-width:760px;margin:0 0 26px}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:14px;padding:28px;box-shadow:0 18px 50px rgba(20,50,45,.08)}
.hero-card h2{font-size:23px;margin:0 0 10px}.hero-card p{color:var(--muted)}
.big-phone{font-size:28px;font-weight:900;text-decoration:none;color:var(--teal2);display:inline-block;margin:4px 0}
.trustline{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.pill{font-size:12px;font-weight:800;background:#e9f2f0;border-radius:999px;padding:7px 10px}
main .section{padding:58px 0}.section.alt{background:var(--soft)}
.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:50px;align-items:start}
.article{max-width:800px}.article section{margin-bottom:42px}.article h2{font-size:30px;line-height:1.18;letter-spacing:-.02em;margin:0 0 12px}.article p{font-size:17px;color:#34434a}
.sidebar{position:sticky;top:100px}.side-card{border:1px solid var(--line);border-radius:12px;padding:22px;background:#fff;margin-bottom:16px}.side-card h3{margin-top:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.card{border:1px solid var(--line);border-radius:11px;padding:20px;background:#fff;text-decoration:none;color:var(--ink);transition:.15s}.card:hover{transform:translateY(-2px);box-shadow:0 9px 25px rgba(20,50,45,.08)}.card strong{display:block;margin-bottom:5px}.card span{font-size:14px;color:var(--muted)}
.cta{margin-top:42px;background:var(--navy);color:#fff;border-radius:14px;padding:30px}.cta h2{margin-top:0}.cta p{color:#d6e2df}.cta .button{background:#fff;color:var(--navy)!important}
.source-box{border-left:4px solid var(--teal);padding:16px 20px;background:var(--soft);margin:28px 0}.source-box ul{margin:8px 0 0;padding-left:20px}
.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumbs a{color:var(--muted)}
.notice{background:#fff8ed;border:1px solid #eadac3;border-radius:10px;padding:16px 18px;margin:24px 0;color:#684f34}
footer{background:#0a1d22;color:#d1dcda;padding:46px 0 92px;margin-top:40px}.footer-grid{display:grid;grid-template-columns:1.1fr 1fr 1fr;gap:36px}footer h3{color:#fff}footer a{color:#fff}.legal{font-size:12px;color:#aebdba;margin-top:26px;max-width:950px}
.mobile-call{display:none}
@media(max-width:950px){nav a:not(.header-call){display:none}.hero-grid,.content-layout{grid-template-columns:1fr}.sidebar{position:static}.grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.header-inner{gap:10px}.logo{font-size:14px}.logo-mark{width:32px;height:32px}.header-call{padding:10px 11px;font-size:13px}.hero{padding:48px 0}.grid,.footer-grid{grid-template-columns:1fr}h1{font-size:41px}.mobile-call{display:block;position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--teal);color:#fff;text-decoration:none;text-align:center;font-weight:900;padding:15px;border-top:1px solid rgba(255,255,255,.2)}}